Budgeting for Beginners

  • This article by the Financial Consumer Agency of Canada walks you through the basics of an emergency fund.
  • A P&B Academy webinar on basic budgeting and debt management
  • Online video (2:31) by Fidelity - Knowing how to effectively save and spend within your boundaries puts you in control.
  • The Budget Planner tool, developed by the Financial Consumer Agency of Canada, helps you create a customized budget in 3 easy steps.
  • A 15 min video by Michael Blue on the basics of how to create your own budget, with a downloadable worksheet for practice
  • Try the YNAB app free for 34 days.
  • Money is the number one topic that couples fight about. The goal of Crown Financial's newest program, Money Dates, is to unify with your spouse and approach finances together - with God's help.
  • Listen to podcasts from Dave Ramsey, Chris Hogan, Rachel Cruze and others that will encourage and equip you to manage your money and achieve your goals. (approx. 30 to 50 minutes each)
  • Track your spending for one month with this handy form.
  • Dave Ramsey's budget worksheet to see how much money you need every month to cover the necessities (1 hour)
  • A step by step how-to and multiple articles by Dave Ramsey about the fundamentals of budgeting (1 hour)
  • Create a budget & track spending from your computer, iPhone or Android device, to knock out debt, build wealth, and start living. (1 hour)
  • Dave Ramsey's zero-balance budget worksheet, comparing income with all expenses (1.5 hours)
  • Dave Ramsey's worksheet for managing irregular income (self-employed/sales) to cover additional expenses (1 hour)
  • Dave Ramsey's envelope system wallets for purchase
  • Downloadable excel spreadsheets: budgeting, goal setting, net worth, financial plan (1 - 2 hours)
  • Online video (2:29) by Ron Blue on the philosophy of creating a budget/spending plan
  • Crown Financial's step-by-step online budgeting tool and percentage guidelines for creating a usable, flexible spending plan
  • A free app that helps you manage your finances with budgeting and expense tracking - Mint links to your bank and credit card accounts so you see exactly what is happening with your money.

Savings

Investing

Debt

Fidelity Resources

  • Fidelity's short videos on many financial topics related to retirement
  • Online tools for comparing repayment options for your student loans using your own data (1 hour)

Consumer Financial Protection Bureau

NAE Financial Health

  • A tool for utilizing NAE's Financial Health resources (1 - 2 hours)
  • Some of the best free and online resources to help improve your household's financial health. (1 - 2 hours)
  • A 5-minute Self-Assessment Checkup: Find out your financial health score and the areas where you can improve. Available in Spanish, French, Portuguese, Korean and more. (5 minutes)

Bank of America/Khan Academy

  • Videos, infographics, articles on credit, debt, saving & budgeting, retirement, and much more (1 hour)

Software and Apps

  • Try the YNAB app free for 34 days.
  • Software for Windows or Mac with online resources that allow you to create a budget, track your income and spending, and manage loans - will even link to your bank
  • Create a budget & track spending from your computer, iPhone or Android device, to knock out debt, build wealth, and start living
  • A free app that helps you manage your finances with budgeting and expense tracking - Mint links to your bank and credit card accounts so you see exactly what is happening with your money.

Introductory Courses for Personal Finances