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A report by an independent person or firm on an organization’s financial records.  The report will be either “Unqualified” or “Qualified.”
A tax-sheltered investment sponsored by an insurance company that pays earnings and also has a death benefit. A regular amount paid out to someone from an investment that is linked to a managed fund.
An advance health care directive, also known as living will, personal directive, is a legal document in which a person specifies what actions should be taken for their health if they are no longer able to make decisions for themselves because of illness or incapacity.
An expert on pension scheme assets and debts, life expectancy and risk for insurance purposes.
An independent examination of an organization’s records and accounts to make sure that they show a fair, accurate and legal reflection of the financial position of the company at the accounting date. Audits can be either internal or external.
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